
	Finding the right home at the right price is just one part of a home sale or purchase. Distinctive Realty is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (508) 303-3434 if your needs include a real estate pro experienced in the business side of buying and selling.

Anticipated closing costs

There are certain expected expenses accompanying closing the sale of a house. These expenses are commonly divided between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Massachusetts to help lead you through your process.

Closing costs that are loan-related (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the optimal sales price, but I'll also campaign for lower closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you know exactly where your money is going.

Buyers: If you're buying a property in Middlesex County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not shocked when you arrive at the closing table. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that are uncertain.